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We retain the authority to confirm your NCD declaration with your prior insurer(s). Should inaccuracies arise from this validation or if adjustments to your NCD are needed (owing to post-policy purchase accidents or other reasons), we will promptly inform you. This could lead to an increased premium amount, reflecting the corrected NCD. In the event of non-receipt of the applicable amount, we may adjust the Policy Term to align with the insurance period covered by your initial premium payment.